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Can collection companies charge collection costs to delinquent homeowners? Is deferring collection costs FDCPA compliant? Last month, the United States Sixth Circuit Court of Appeals affirmed a decision— assessing collection fees to debtors if authorized in an agreement is FDCPA compliant. A homeowner sued Equity Experts during April 2017, arguing authorization was not expressed to […]...Read More
August 26, 2019– The Bankruptcy Appellate Panel of the 9th Circuit issued an important ruling in the case of Highland Greens Homeowners Association v. De Guillen. The court ruled that, for purposes of determining secured amounts in bankruptcy proceedings, a Notice of Delinquent Assessment is not a continuing lien. A delinquent homeowner filed for Chapter 13 bankruptcy, […]...Read More
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