Insights

Most financial experts believe US households had between $2-3 Trillion in excess savings at the end of 2021. That is TRILLIONS with a T! Those same experts believe that the amount has been reduced by 50% as of the end

I recently attended a symposium for HOA Board Members and served on a panel with other experts addressing HOA Financial Planning.  The 200+ Board Members in attendance should be commended for taking time out of their schedule to help their

I wanted to call this blog our “Inflation Reduction Act”, but then I thought better of it.  We can see that inflation reduction will not be here in time for 2023, but we can help. Consider the following: inflation reduction

Bursting your bubble? What if I told you that inflation was at 5.6%, gas was averaging $4.11 per gallon, and house prices had risen dramatically?  No big deal, right?  We are working our way through it… but those statistics are

As we indicated in our August 9th, 2021 article, owners could still request COVID mortgage relief through September 30th, potentially extending forbearance until March 31st, 2022. In a recent article from DS News, the trend in active forbearance plans continues

CNBC published an interesting article last week. Here are the key points, verbatim.  See if you can find the one that grabbed my attention: • Hundreds of thousands of homeowners could soon lose or sell their homes as Covid-related mortgage

VACCINATE your 2022 budget Good News:  We are exiting the pandemic!  Many have found new freedom in their work routine, increased wages, higher home values, and healthy stock portfolios. Bad News:  Some have really struggled, and the programs that helped

Expiration of Moratoriums (and what it means for community associations) The Federal moratorium on evictions and foreclosures expired July 31, 2021.  While this rule was specifically for federally backed mortgages, many other mortgage providers and agencies, including condo/HOA collectors, were

I have marveled at the way our economy has remained relatively healthy throughout COVID. Many of us expected a much more significant downturn, but some industries have actually prospered. Much of this can be attributed to the significant stimulus from